I awake with a sick feeling in my stomach.   For a moment I don’t know why  and then my brain’s personal light bulb flashes.   Barry is back in four days.  Barry is back on Friday.    I am sure he won’t be going back to work till Monday, but he might ring on Friday….just to catch up.

 I am going to have to tell him about the subsidence.  He is going to be so upset.  What is it going to do to his cholesterol?   I am worried about Barry. 

 I suddenly think of one more publication that just might take the debt column.  

 I rush to email.  Have to rewrite the damn thing three times.  I don’t want to sound needy.  I attach the spec column and I am about to press send, when I stop myself. 

 Maybe I need to rewrite it?  Maybe it isn’t sharp enough?  Maybe it doesn’t give enough advice?    But what advice can I give?

 I realise it is time to see a debt counsellor.